NATIONWIDE ADU

What Does an ADU Cost in
Maryland?

Maryland's ADU market is shaped by its proximity to Washington DC — Montgomery County and Prince George's County function effectively as DC suburbs with some of the highest housing costs on the East Coast. The state passed ADU preemption legislation in 2022, though implementation has been slower than in western states. Baltimore's urban core has an established accessory apartment tradition, and the state's diverse geography creates distinct markets from the DC suburbs to the Eastern Shore.

Maryland ADU Cost at a Glance

Montgomery County Average
$200K–$380K
Detached new construction
Garage Conversion
$70K–$150K
Most affordable option
Permit Fees
$15K–$35K
Metro area typical range
Base Cost / sqft
$250–$380
Metro average
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Maryland ADU Law: HB 990 (2022) requires Maryland counties to allow ADUs on single-family lots served by public water and sewer. Municipalities can regulate design, setbacks, and size but cannot effectively prohibit ADUs. Montgomery County has its own comprehensive ADU ordinance. Prince George's County updated its code in 2023. Baltimore City allows ADUs in most residential zones under its existing zoning code.

ADU Cost by Maryland Region

Region / CityBase Cost / sqftPermit Fees (est.)Market
Montgomery County (close-in)$300 – $420$22,000 – $40,000Very High
Prince George's County$240 – $320$16,000 – $28,000High
Howard County$260 – $340$18,000 – $30,000High
Baltimore City$185 – $260$10,000 – $18,000Moderate
Baltimore County$200 – $275$12,000 – $22,000Moderate-High
Annapolis / Anne Arundel$220 – $295$14,000 – $24,000Moderate-High
Western / Eastern Shore MD$160 – $230$8,000 – $15,000Standard

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ADU Types and What They Cost in Maryland

Detached ADU — DC Suburbs

Montgomery County's close-in suburbs — Chevy Chase, Silver Spring, Takoma Park — have mature tree-lined lots well-suited for detached ADU construction. A 600 sqft detached ADU in close-in Montgomery County typically costs $230,000–$360,000. ADUs near Metro Red Line stations command $1,800–$3,000/month. Montgomery County has a streamlined ADU approval process for lots meeting standard criteria.

Basement Apartment — Baltimore

Baltimore's rowhouse and semi-detached housing stock is well-suited for basement apartment conversion. In Baltimore City, basement conversions typically cost $70,000–$150,000 — among the most affordable ADU options on the East Coast. Baltimore's below-market housing costs and improving neighborhoods in areas like Hampden, Remington, and Charles Village make basement ADU investment increasingly attractive.

Garage Conversion

Maryland's suburban housing stock has abundant attached garages. Conversion costs typically run $70,000–$150,000 depending on county and finish level. Montgomery County's stringent design standards add cost compared to other Maryland counties but also ensure quality that supports premium rents.

Attached ADU / In-Law Suite

Maryland's large immigrant and multi-generational household population drives strong demand for in-law suites. Attached ADU additions typically cost $110,000–$220,000 in Maryland metros. Prince George's County and Montgomery County both have significant populations seeking multi-generational housing arrangements.

Maryland ADU Permit Fees

Fee TypeRangeNotes
Building Permit$4,000 – $10,000Based on project valuation
Forest Conservation Plan$1,500 – $4,000Required in many MD counties
Stormwater Management$2,000 – $5,000Required for impervious surface additions
Utility Connection$4,000 – $12,000Sewer, water, electrical
Total Typical Range$15,000 – $35,000Montgomery County; lower elsewhere

Maryland ADU — Frequently Asked Questions

What makes Montgomery County ADU permitting unique?

Montgomery County has its own comprehensive ADU ordinance with specific design standards, setback requirements, and size limits that go beyond state minimums. The county offers a dedicated ADU review process and has staff specifically assigned to ADU applications. Pre-application meetings are strongly recommended — Montgomery County planning staff can identify potential issues before you invest in full architectural drawings.

Can I build an ADU in Baltimore City?

Yes. Baltimore City allows ADUs in most residential zones under its Zoning Code. The city has an established tradition of basement apartments in its rowhouse neighborhoods. Baltimore's permit process can be slower than suburban counties — budget 4–6 months for permit review. Baltimore's relatively low housing costs make ADU ROI timelines longer than in the DC suburbs, but the city's ongoing revitalization creates improving rental market conditions.

Does Maryland require owner-occupancy for ADUs?

State law prohibits localities from imposing owner-occupancy requirements that effectively prohibit ADUs. However, some Maryland counties had owner-occupancy requirements grandfathered before the 2022 law — check your specific county's current ordinance. Montgomery County eliminated its owner-occupancy requirement in 2021.

What is the Chesapeake Bay Critical Area and does it affect ADUs?

Properties within 1,000 feet of tidal waters (the Critical Area) in Maryland face additional development restrictions including limited impervious surface coverage. If your property is in the Critical Area, ADU construction may be restricted or require mitigation. Check your property's Critical Area classification with your county planning department before proceeding.

How do I verify a contractor's license in Maryland?

Maryland requires home improvement contractors to be licensed by the Maryland Home Improvement Commission (MHIC). Verify any contractor's MHIC license at mhic.maryland.gov before hiring. In Montgomery County, additionally verify that the contractor is registered with Montgomery County's Department of Permitting Services.

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Need financing for your ADU? Our complete guide covers every option — HELOC, RenoFi loans, construction loans, FHA 203(k), Fannie Mae HomeStyle, and state programs. Read the ADU Financing Guide →

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