West Coast
3 statesSouthwest
5 statesMountain / Plains
7 statesIdaho
$80K–$285K
Boise boom market
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Montana
$88K–$318K
HB 382 (2023) · ADUs by right
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Wyoming
$78K–$485K
No state income tax
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North Dakota
$68K–$228K
48–60" frost · Low labor
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South Dakota
$66K–$222K
No state income tax
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Nebraska
$65K–$222K
Omaha & Lincoln markets
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Kansas
$62K–$218K
Among lowest costs nationally
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Pacific / Non-Contiguous
2 statesSouth
12 statesTexas
$82K–$295K
Fast growth · No frost
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Florida
$90K–$300K
Hurricane code reqs
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Georgia
$85K–$280K
Strong Atlanta market
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North Carolina
$82K–$270K
Charlotte & Raleigh growth
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South Carolina
$72K–$255K
Charleston coastal premium
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Tennessee
$78K–$255K
Low permit fees
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Virginia
$110K–$335K
Strong NoVA market
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Alabama
$60K–$205K
Huntsville tech corridor
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Mississippi
$55K–$188K
Lowest costs in South
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Arkansas
$58K–$198K
Fayetteville growth
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Louisiana
$68K–$238K
NOLA carriage house tradition
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Oklahoma
$80K–$150K
Efficient permits · Low cost
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Midwest
10 statesIllinois
$90K–$305K
Chicago metro demand
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Ohio
$72K–$248K
Below-avg labor costs
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Michigan
$75K–$255K
Ann Arbor university market
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Indiana
$68K–$235K
IU & Purdue markets
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Wisconsin
$80K–$268K
Madison university market
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Minnesota
$90K–$305K
Twin Cities strong market
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Iowa
$62K–$215K
Iowa City university demand
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Missouri
$70K–$242K
KC & St. Louis markets
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Kentucky
$65K–$225K
Louisville & Lexington
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West Virginia
$55K–$188K
WVU Morgantown market
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Northeast
12 statesNew York
$120K–$420K
NYC metro premium
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New Jersey
$90K–$380K
NYC proximity · Path transit
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Pennsylvania
$85K–$295K
Philadelphia & Pittsburgh
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Massachusetts
$120K–$400K
Boston market · ADUs by right
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Connecticut
$85K–$360K
PA 21-29 · ADUs by right
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Maryland
$95K–$320K
DC metro demand
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Washington D.C.
$168K–$580K
Federal employment anchor
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Vermont
$90K–$322K
Act 47 (2023) · ADUs by right
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New Hampshire
$92K–$335K
Boston commuter belt
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Maine
$88K–$318K
LD 2003 (2022) · ADUs by right
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Rhode Island
$92K–$338K
ADU Reform Act (2022)
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Delaware
$82K–$295K
No sales tax · Philly proximity
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